Trade Credit Insurance: Protecting Your Cash Flow

In volatile markets, one of the biggest business risks is not a physical loss, it is delayed payment or non payment. When a key customer pays late, your business still has to cover salaries, suppliers, rent, and taxes. This is why trade credit insurance is increasingly relevant for corporates that sell on credit.

Pressure is rising, and according to Allianz Trade, it is expected that global business insolvencies will increase by 5% in 2026 after a 6% rise in 2025. (Source) In parallel, payment delays remain common. Atradius reporting on the UAE notes average payment terms of nearly 50 days and says overdue payments affect about 60% of invoices. (Source)

Trade credit insurance helps protect your receivables when a buyer becomes insolvent or delays payment beyond agreed terms. It can also support credit decisions by setting buyer limits and monitoring risk. Many policies can cover a large share of the outstanding debt, often up to 90%, which helps stabilize cash flow when a major customer defaults.

If your business relies on credit sales, review your exposure before it becomes a loss. Reach out to our team to assess your receivables risk and structure the right trade credit protection.

Email:  [email protected]
Phone: 04 711 424 / 5
Mobile: 76 555 193